100% Virtual Practice — All appointments via secure video meeting. Serving clients across the U.S. and worldwide.
Built on Trust.
Guided by Purpose.
Retire Well Financial Group was founded on a simple conviction: every family deserves a retirement plan built around their life — not a product quota.
"It is well with my soul." — The peace that comes from a plan you can trust.
Retirement planning the way it should be done.
Too many families arrive at retirement having worked with advisors who were more focused on selling products than building plans. Hidden fees, misaligned incentives, and one-size-fits-all portfolios leave retirees anxious instead of confident.
Retire Well Financial Group was founded to be different. We operate as a transparent-fee, fiduciary firm — meaning our fees are always clear and disclosed upfront, never buried in commissions. Our sole obligation is to your financial wellbeing.
We serve families nationwide, specializing in the critical decade before and after retirement — when the decisions you make have the greatest impact on the rest of your life.
The person behind your plan.
Imran “Raz” Razvi
Founder & Lead Advisor
Imran “Raz” Razvi
Founder & Lead Advisor — Retire Well Financial Group
Imran “Raz” Razvi is the founder of Retire Well Financial Group. He previously built Higher Ground Financial Group and passed it to his son Daniel before retiring — though retirement didn't last long. With a passion for helping people that simply wouldn't quit, Raz founded Retire Well to continue doing what he loves most. He has been caring for the financial needs of his clients for over 35 years.
Raz specializes in understanding each client as a whole person — integrating their personal needs for current and long-term financial health into a comprehensive plan for preparing for and navigating through the retirement years. He also enjoys teaching and presenting seminars on financial strategies and minimizing taxes in retirement.
Outside of work, Raz's personal time is dedicated to God and to his family. He and his wife Tami founded the ministry Conquered By Love, focused on developing healthy parenting and strong family relationships — particularly devoted to the needs of adoptive families. Raz and Tami have 13 children (5 by birth and 8 by adoption), 8 grandchildren, and two more on the way. He delights in gathering everyone at their home in the foothills of the Catoctin mountains — watching their sheep, cattle, and horses, playing family volleyball, or sitting around a campfire. Everyone who knows Raz recognizes that he has achieved his ultimate goal in life: becoming a grandfather.
“My goal is simple: when you leave our meetings, you should feel more confident, more clear, and more at peace than when you arrived. That's the standard I hold myself to.”
What we stand for.
Fiduciary, Always
We are legally and ethically bound to act in your best interest — not ours. No commissions, no conflicts, no exceptions.
Rooted in Faith
Our motto — "It is well with my soul" — is not a tagline. It is the standard we hold ourselves to in every client relationship.
Family-First Approach
We work with the whole family, not just the account holder. Retirement affects everyone you love, and we plan accordingly.
"It is well with my soul."
Let's talk about your retirement.
A 30-minute complimentary consultation. No pressure, no obligation — just an honest conversation about where you are and where you want to be.